Tools

P0 Read Tools

• get_budget_summary
• get_cashflow_report
• get_spending_by_category
• get_savings_goal_status
• list_statement_imports
• list_bank_transactions

P1 Guarded Write Tools

• create_savings_goal
• update_savings_goal_target
• approve_statement_import_mapping
• apply_merchant_rule
• mark_transactions_reviewed
• record_loan_prepayment

Write tools should support preview-first behavior where practical.

Skills Compatibility

The published skills repository currently expects the read tools above and keeps write-oriented workflows preview-only:

github.com/rakeshbhatt10/saviqo-agent-skills

When guarded write tools are enabled, the skills should continue to require preview, user approval, idempotency, and audit logging before applying financial mutations.